UPI charges will change for some merchant transactions from 15 October 2026. However, UPI will not become chargeable for everyone. A 0.4% Merchant Discount Rate (MDR) will apply to specified Person-to-Merchant (P2M) UPI transactions above ₹2,000. Person-to-Person (P2P) payments will remain free. Key UPI MDR Changes Simple Examples Payment MDR ₹2,500 ₹10 ₹10,000 ₹40 ₹50,000 […]
UPI Charges 2026: What Indian Businesses Need to Know Read More »
Social Security COLA 2027: Why a Bigger Increase May Still Not Mean More Money The Social Security COLA 2027 estimate is attracting attention after AARP projected a 3.6% cost-of-living adjustment for Social Security benefits next year. That could mean roughly $75 more per month for an average retired worker based on current average benefits. But
Social Security COLA 2027: Why a Bigger Increase May Still Not Mean More Money Read More »
CBIC EMI Scheme 2026 has become simpler for eligible manufacturer-importers. From 15 September 2026, the application process requires only three key document uploads under the revised process. But what exactly has changed, who can use the facility, and how can manufacturers benefit from the improved Customs-duty payment cycle? Here is the practical breakdown. What Changed
Small businesses that do not have GST registration could soon find it easier to access formal business credit. State Bank of India (SBI) is developing a new lending solution that could use UPI transaction data to assess the creditworthiness of small businesses that do not have GST registration. SBI Managing Director Ashwini Kumar Tewari disclosed
No GST? SBI’s UPI Lending Plan Could Change Small-Business Loans Read More »
Last updated: September 14, 2026 Indian exporters who regularly apply for Certificates of Origin (CoO) can now reduce repetitive data entry. The Directorate General of Foreign Trade (DGFT) has introduced an Open API facility for Certificate of Origin through the Trade Connect e-Platform. The facility allows eligible exporters to connect their ERP, accounting software or
DGFT Certificate of Origin API: What Exporters Need to Know Read More »
For a small exporter, getting an international order is only half the challenge. The real problem often comes afterward. You may manufacture and ship goods today, but your foreign buyer could pay after 30, 60 or 90 days. Meanwhile, you still need money for raw materials, salaries, freight and your next order. This is where
BRICS Invoice Discounting: Could Indian Exporters Get Faster Working Capital? Read More »
A trade fair can put your business in front of dozens of potential buyers in just a few days. But collecting buyer contacts is only the beginning. The real challenge is what happens after you return home. I learned this the hard way. In my early business days, I lost several potential clients because I
How to Track Trade Fair Leads & Buyers: A Practical Guide for MSMEs Read More »
India’s electronics exports to BRICS countries jumped 49.27% in FY 2025-26, significantly faster than the growth of India’s broader electronics and ICT exports. But there is a catch: 88.5% of India’s electronics exports to the BRICS grouping went to just two markets — the UAE and China — while telecom equipment alone accounted for 74.6%
India Electronics Exports to BRICS Surge 49%: 5 Opportunities and 3 Risks for MSMEs Read More »
A ₹2, ₹5 or ₹10 increase in fuel prices may not sound like a major problem. But for a small business that delivers products, transports goods, operates vehicles or depends on suppliers and distributors, the real impact can quietly add thousands of rupees to monthly expenses. Fuel costs do not affect only transport companies. From
You accept payments through UPI every day. Customers pay you through: 📱 PhonePe📱 Google Pay📱 Paytm📱 Bank UPI apps But here’s an important question: Can your UPI transaction history help you get a business loan? The short answer is: Potentially, yes—but UPI transactions alone do not guarantee loan approval. India is increasingly moving towards cash-flow
Can UPI Transactions Help You Get a Business Loan? What Indian MSMEs Need to Know Read More »
We'll keep you up to date about our product, with exclusive news.
