Icici Bank Minimum Balance Change As of August 1, 2025, ICICI Bank has raised its monthly average balance (MAB) requirement for new savings accounts: 2. Impact on Small Business Owners 3. What About the Average Sprite Saver? For everyday savers, especially those not consistently maintaining high balances, this policy may feel restrictive and exclusionary: 4. […]

Many small business owners in India are unaware that they can apply for a second loan under the PMEGP or MUDRA scheme to upgrade their existing units. I was one of them—despite running a government-financed unit under MUDRA, I didn’t know this upgradation loan even existed until much later. This post is to help other

In today’s fast-changing global trade environment, export credit agencies (ECAs) have become the financial backbone for exporters. Whether it is an SME trying to ship its first consignment or a large company entering a new market, ECAs play a crucial role in ensuring access to finance, lowering transaction risks, and increasing global competitiveness. Countries like