India’s Micro, Small and Medium Enterprises (MSMEs) are often called the backbone of the Indian economy. They contribute nearly 30% to the GDP and employ more than 110 million people. Yet, one challenge has stubbornly remained—timely access to working capital for MSMEs. Delayed payments from large buyers frequently disrupt cash flow, forcing many MSMEs to

In India’s fast-growing small business landscape, Non Banking Financial Companies (NBFCs) have become the backbone of MSME financing. When banks hesitate, NBFCs step in. When entrepreneurs need urgent working capital, NBFCs are the first to respond. But behind the glitter of easy loans and quick approvals lies a hard truth:NBFC loans can either help a

India’s MSME sector—comprising micro, small, and medium enterprises—drives over 30% of GDP, 44% of exports, and employs nearly 60% of the workforce. To fuel scale-up, these enterprises now have a path: tapping equity capital by listing on SME-specific platforms like BSE SME and NSE Emerge (NSE SME). Exchange Overview & Impact These show the platforms

Imagine you run a small manufacturing unit, or you dream of starting one — but you lack the heavy assets or collateral that banks often demand. That’s where a credit guarantee scheme can change everything. In India, the government has set up mechanisms to help micro and small enterprises (MSEs) — and broader MSMEs —

The Reserve Bank of India (RBI) has granted in-principle approval to Paytm Payments Services Ltd., a subsidiary of One97 Communications, to operate as an online payment aggregator. This decision marks a significant milestone for Paytm, allowing it to once again onboard merchants after a period of regulatory restrictions. Why This Decision Matters For over two

Makhana Business in India 2026: Cost, Processing, Profit & Export Opportunities Makhana, also known as fox nuts or foxnut, has moved beyond being a traditional Indian food and is increasingly becoming a commercial opportunity in processing, packaging, branding and exports. The opportunity has also received stronger government attention. The National Makhana Board was constituted in

Icici Bank Minimum Balance Change As of August 1, 2025, ICICI Bank has raised its monthly average balance (MAB) requirement for new savings accounts: 2. Impact on Small Business Owners 3. What About the Average Sprite Saver? For everyday savers, especially those not consistently maintaining high balances, this policy may feel restrictive and exclusionary: 4.