The Indian economy thrives on the strength of its Micro, Small, and Medium Enterprises (MSMEs). In recognition of their contribution, ET MSME Awards 2025—an initiative by The Economic Times—returns this year to celebrate the innovation, resilience, and success of Indian MSMEs. What are the ET MSME Awards 2025? The ET…
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Why Barcode is Essential for MSME Product Packaging: Benefits, Types & Government Subsidy
In today’s fast-paced retail and supply chain ecosystem, barcode have become a necessity for businesses of all sizes. For Micro, Small, and Medium Enterprises (MSMEs) in India, adopting barcode technology not only streamlines operations but also opens doors to national and international markets. Having personally implemented GS1 barcode in my…
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Cheque Return vs Cheque Bounce: How One MSME Landed in Legal Trouble—and What You Must Learn from It.
In the fast-paced world of small businesses and MSMEs, cheques still play a vital role in payments—especially for large transactions. But what happens when a cheque is returned or a cheque bounce? For many MSME owners, this isn’t just a banking issue—it’s a legal, financial, and emotional nightmare. Here’s a…
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When to Say “No” to an Export Order – Lessons from a Tea Exporter’s Experience
In the world of export business, getting your first export order is a thrilling experience. Whether you’re exporting spices, garments, or tea from India, the idea of entering the global market is exciting. But here’s a truth that many new exporters learn the hard way: Getting an export order is…
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Starting a Tea Packaging business: Risks and Opportunities
The Indian tea industry is one of the oldest and most respected in the world. While much of the focus has always been on tea cultivation, there’s growing potential in the tea packaging business — especially as consumers increasingly demand branded, hygienic, and well-labeled tea. In this post, I’ll share…
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How AI (Artificial Intelligence) Helped Me Grow My Small Business & Cut Costs
In today’s digital world, Artificial Intelligence (AI) is revolutionizing how businesses—big or small—operate. While many still associate AI with high-tech companies and large enterprises, the truth is, AI is a game-changer for small businesses and MSMEs too.Msme. As a small business owner myself, I was hesitant at first. I thought…
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Why You Should Never Max Out Your Credit Card Limit: My Experience with SBI and ICICI Credit Cards
Credit cards can be powerful financial tools when used responsibly. Whether you’re using SBI credit cards, Axis Bank credit cards, American Express credit cards, or ICICI credit cards, it’s crucial to understand the risks of maxing out your credit card limit. I learned this lesson the hard way:Understanding types of…
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5 Reasons to File GST Return filing by Yourself as a Small Business or MSME in India?
When it comes to GST return filing, one of the most common questions small businesses and MSMEs in India ask is — Should I file GST returns myself or hire a professional? As someone who has been filing GST returns personally for my own micro MSME for years, I can…
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Why GST Registration is important for Small Businesses – My Journey from a Tea Trader to a GST-Ready Entrepreneur
If you’re a small business owner wondering whether to do gst registration or not ?, you’re not alone. I faced the same dilemma when I first started my small tea trading business in India. At that time, my turnover was well below the threshold for mandatory goods and services tax…
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The Vital Role of Export Credit Agencies in Boosting Export Finance: A Case from Northeast India
in the ever-evolving world of international trade, Export Credit Agencies (ECAs) play a crucial role in providing the necessary financial backbone to support exporters. Countries like the USA and India have leveraged their ECAs to ensure that businesses, especially small and medium enterprises (SMEs), can access export finance, minimize risks,…