Small businesses that do not have GST registration could soon find it easier to access formal business credit. State Bank of India (SBI) is developing a new lending solution that could use UPI transaction data to assess the creditworthiness of small businesses that do not have GST registration. SBI Managing Director Ashwini Kumar Tewari disclosed
No GST? SBI’s UPI Lending Plan Could Change Small-Business Loans Read More »
Focus Keyword: free project report maker Starting a business often begins with an idea. But when you start looking for a business loan, that idea needs to be converted into numbers, assumptions and a structured plan. That is where a project report or Detailed Project Report (DPR) becomes important. I know this from personal experience.
Free Project Report Maker Online: Create a Business Loan Report in Minutes Read More »
Last updated: September 14, 2026 Indian exporters who regularly apply for Certificates of Origin (CoO) can now reduce repetitive data entry. The Directorate General of Foreign Trade (DGFT) has introduced an Open API facility for Certificate of Origin through the Trade Connect e-Platform. The facility allows eligible exporters to connect their ERP, accounting software or
DGFT Certificate of Origin API: What Exporters Need to Know Read More »
Export Promotion Mission 2026 is not just another export subsidy. It is a ₹25,060 crore government framework designed to help Indian exporters—especially MSMEs and first-time exporters—with finance, export compliance, logistics, market access and overseas expansion. But there is an important catch: You do not automatically get ₹25,060 crore or a fixed cash benefit. The Mission
For a small exporter, getting an international order is only half the challenge. The real problem often comes afterward. You may manufacture and ship goods today, but your foreign buyer could pay after 30, 60 or 90 days. Meanwhile, you still need money for raw materials, salaries, freight and your next order. This is where
BRICS Invoice Discounting: Could Indian Exporters Get Faster Working Capital? Read More »
A trade fair can put your business in front of dozens of potential buyers in just a few days. But collecting buyer contacts is only the beginning. The real challenge is what happens after you return home. I learned this the hard way. In my early business days, I lost several potential clients because I
How to Track Trade Fair Leads & Buyers: A Practical Guide for MSMEs Read More »
India’s electronics exports to BRICS countries jumped 49.27% in FY 2025-26, significantly faster than the growth of India’s broader electronics and ICT exports. But there is a catch: 88.5% of India’s electronics exports to the BRICS grouping went to just two markets — the UAE and China — while telecom equipment alone accounted for 74.6%
India Electronics Exports to BRICS Surge 49%: 5 Opportunities and 3 Risks for MSMEs Read More »
A ₹2, ₹5 or ₹10 increase in fuel prices may not sound like a major problem. But for a small business that delivers products, transports goods, operates vehicles or depends on suppliers and distributors, the real impact can quietly add thousands of rupees to monthly expenses. Fuel costs do not affect only transport companies. From
You accept payments through UPI every day. Customers pay you through: 📱 PhonePe📱 Google Pay📱 Paytm📱 Bank UPI apps But here’s an important question: Can your UPI transaction history help you get a business loan? The short answer is: Potentially, yes—but UPI transactions alone do not guarantee loan approval. India is increasingly moving towards cash-flow
Can UPI Transactions Help You Get a Business Loan? What Indian MSMEs Need to Know Read More »
India’s trade with BRICS countries is booming. But there is a huge imbalance. India imported $321.8 billion from BRICS countries in FY2025-26—but exported only $95.7 billion. The result: A $226.1 billion trade deficit. The gap has more than tripled from $74.5 billion in FY2020-21, according to analysis by the Global Trade Research Initiative (GTRI). For
India’s $226 Billion BRICS Trade Deficit: What It Means for Indian Exporters and MSMEs Read More »
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