Calculate your total manufacturing cost, cost per unit, selling price and expected profit before you price your product.
Estimate the cash tied up in operations, spot funding gaps, and test practical what-if scenarios.
Use the latest figures from your books. You can change them anytime.
Current Assets
Current Liabilities
Operating Cycle Assumptions
Enter totals directly, or leave blank to use the balance-sheet figures from the first tab.
Quick Ratio excludes inventory. Leave the fields blank to use the balance-sheet figures from the first tab.
See liquidity, operating-cycle and funding signals at a glance.
Test common business changes without changing your saved base figures.
Automatic observations based on your numbers.
Current Assets minus Current Liabilities. It is a balance-sheet measure of short-term liquidity.
Current Assets divided by Current Liabilities. The right level varies by industry and business model.
(Current Assets minus Inventory) divided by Current Liabilities. It focuses on assets that are generally more liquid than stock.
Inventory Days + Collection Days − Supplier Days. It estimates how long cash is tied up in the operating cycle.
Net working capital = Current Assets − Current Liabilities. It is a balance-sheet measure of short-term liquidity.
There is no single ideal ratio for every MSME. Use industry context and your own trend rather than one fixed benchmark.
It is the amount of funds your operating cycle may need to keep inventory, receivables and day-to-day operations moving after supplier credit and other funding sources are considered.
Cash Conversion Cycle = Inventory Days + Collection Days − Supplier Days. A shorter cycle generally means cash returns to the business faster.
Quick Ratio excludes inventory, so it focuses on a narrower set of current assets.
Yes. Negative net working capital means current liabilities exceed current assets; whether that is a problem depends on the business model and cash cycle.
It estimates inventory funding from COGS and inventory days, receivables from credit sales and collection days, subtracts supplier credit, then adds the selected cash buffer and seasonal buffer.
In this tool, funding gap is the estimated working-capital requirement minus your specified own funds. Gap after finance additionally subtracts your specified existing WC finance limit.
Yes. Exporters can adjust collection days, inventory days, cash buffer and funding limits to reflect longer order-to-cash cycles. Currency and trade-finance costs still need separate analysis.
No. Working capital describes funds tied up in short-term operations; cash credit is one possible financing facility used to fund those needs.
No. Use it for planning and discussion. Actual lending limits and financial assessments depend on the lender, financial statements, banking arrangements and business-specific factors.
Monthly is a useful minimum for many MSMEs, and more often when sales, inventory, credit terms or seasonality change materially.
Disclaimer: This calculator provides estimates for education and business planning. Working-capital needs, funding limits, bank assessments and industry norms vary by business. Verify decisions with your books, lender and qualified financial professional where appropriate.
Calculate the true cost of making your product with this free Manufacturing Cost Calculator. Add raw materials, packaging, labour, electricity, rent, depreciation and other production expenses to calculate your total manufacturing cost, cost per unit, recommended selling price, GST and expected profit.
Ideal for MSMEs, manufacturers, startups, traders and small businesses that want to price products accurately and avoid underpricing.
Manufacturing cost is the total cost required to produce a product. It generally includes raw materials, direct labour and manufacturing overheads such as electricity, factory rent, depreciation, repairs and quality control.
The basic formula is:
Total Manufacturing Cost = Material Cost + Labour Cost + Manufacturing Overheads
To calculate the manufacturing cost per unit:
Cost Per Unit = Total Manufacturing Cost ÷ Production Quantity
Once you know your cost per unit, you can add your desired profit margin and applicable GST to determine a suitable selling price.
This helps manufacturers and MSMEs avoid one of the most common pricing mistakes: calculating the selling price only from raw material cost while ignoring labour and overhead expenses.
Many businesses calculate product prices by looking only at raw material costs. This can result in underpricing and lower-than-expected profits.
This calculator helps you include:
You can also use the What-If Analysis to see how changes in material or labour costs could affect your product profitability.
A manufacturing cost calculator helps businesses calculate the total cost of producing a product by combining material, labour and production overhead costs.
Divide the total manufacturing cost by the number of units produced.
Cost Per Unit = Total Manufacturing Cost ÷ Production Quantity
Start with the manufacturing cost per unit, add your desired profit margin and then add applicable GST if you are quoting a tax-inclusive price.
Yes. The calculator is designed for quick manufacturing cost and pricing estimates for MSMEs, startups, manufacturers and small businesses.
Yes. The What-If Analysis lets you test increases in material and labour costs and see their potential impact on your manufacturing cost and profitability.
Want to check your pricing and costs from different angles? Try these free BusinessZindagi tools:
This calculator provides estimates for business planning and educational purposes only. Results depend on the costs, quantities, taxes, margins and other information entered by the user. Actual manufacturing costs, selling prices and profits may vary based on supplier prices, production conditions, wastage, taxes, market prices and other business expenses.
BusinessZindagi does not guarantee the accuracy or profitability of any calculation. Always verify important figures with your actual invoices, quotations, accounting records and professional adviser before making financial or pricing decisions.