AI credit scoring:The Silent Threat Changing Your Credit Score this year
There was a time when your credit score depended only on loans, EMIs and credit cards. That model is now disappearing. In 2025, a new system called AI credit scoring is quietly reshaping how banks, fintech lenders and credit bureaus judge your risk. Your UPI spending patterns, bank balance history, BNPL payments, subscription auto-debits, rent […]
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