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Cash Credit Interest Calculator
Calculate interest on cash credit / overdraft facilities used by MSMEs and traders.
Inputs
Sanctioned cash credit limit
Calculation Basis (Days in Year)
Results
Credit Utilization
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Unused Limit
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Daily Interest
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Monthly Interest (30 days)
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Quarterly Interest (90 days)
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Half-Yearly Interest (180 days)
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Annual Interest
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Interest Payable (for selected days)
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Total Amount (Principal + Interest)
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Note: Interest is calculated on the outstanding amount using the formula: (Outstanding × Rate × Days) / (Basis × 100). Banks may use slightly different conventions. This tool is for estimation purposes only.
